Our terms and conditions.

Important information for your use of our website.

Terms and Conditions

Effective: August 28, 2025

Welcome to the website of The Flanagan Mills Insurance Agency, LLC (“we,” “our,” or “us”). By accessing or using this website, you agree to the following Terms and Conditions. Please read them carefully. If you do not agree with these terms, we ask that you refrain from using our website.

Use of Our Website

This website is provided for general informational purposes only. The materials and content available here should not be considered a substitute for speaking directly with a licensed insurance professional. While we make every effort to keep the information accurate and up to date, we do not guarantee the completeness, accuracy, or timeliness of the information provided.

You agree to use this website only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use of the site.

No Guarantee of Coverage

Submitting information through our website, including quote requests or contact forms, does not automatically create a policy or guarantee coverage. Coverage will only be bound after confirmation by a licensed agent of The Flanagan Mills Insurance Agency and receipt of all required documentation and payments.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of The Flanagan Mills Insurance Agency or our content providers, and is protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any materials from this site without our written permission, except for personal, non-commercial use.

Third-Party Links

Our website may include links to external sites for your convenience. These links are provided for informational purposes only. We are not responsible for the content, accuracy, or practices of third-party websites and encourage you to review their terms and policies.

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

Electronic Communications Consent

By submitting information through our website forms, you consent to being contacted by The Flanagan Mills Insurance Agency via phone, email, or text message using the contact details you provide. These communications may include responses to your inquiries, information about your insurance policies, billing reminders, and occasional updates about our services. Standard message and data rates may apply. You may opt out of marketing communications at any time by following the instructions provided in our emails or texts, or by contacting us directly.

Limitation of Liability

To the fullest extent permitted by law, The Flanagan Mills Insurance Agency shall not be liable for any damages arising from your use of this website, including but not limited to indirect, incidental, or consequential damages. We make no warranties, express or implied, regarding the operation of the site or the information provided.

Changes to These Terms

We reserve the right to update or revise these Terms and Conditions at any time without prior notice. The updated version will be posted on our website with the effective date listed above. Continued use of our website after changes are made constitutes your acceptance of the revised terms.

Governing Law

These Terms and Conditions are governed by the laws of the State of New York. Any disputes related to the use of our website will be resolved in accordance with the applicable laws of this jurisdiction.

Contact Us

If you have questions about these Terms and Conditions, please contact us

Get Started Today

As an independent agency, we are here to help you find the right coverage.